EMAIL ME
[email protected]About me.
As a mortgage banker with an eye on millennial demographic and a reputation as a media liaison, Ralph is redefining the role of the banker in today’s buyer centric real estate market. Featured on CBS, WOR, iHeartRadio and several other media outlets, Ralph keeps his attention firmly focused on the trends and tides of the new world real estate game.
A competitive athlete, battle tested in boxing rings and Spartan courses, Ralph DiBugnara is a radically different mortgage banker and real estate expert. He applies the same relentlessness and ferocity for winning to helping new homebuyers find and finance their homes.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.