Unique Home Financing

Financing to fit your unique home needs.

Manufactured Home Loans

While other lenders have pulled out of the manufactured housing market, we’ve continued to offer a wide variety of financing options specifically designed for manufactured housing. You could finance the purchase or refinance of your manufactured home and the land it sits on with one of our many tailored loan options.

  • Single-width, multi-width, and modular homes
  • Manufactured home parks or owned land
  • Fully conforms to national building codes
  • Flexible and affordable financing options
  • Conventional, FHA, VA, and USDA financing available

Ask about our Fannie Mae MH Advantage.

Tiny Home Loans

Seeking the simple life? With tiny homes, there’s big opportunity. Cardinal Financial proudly offers Conventional financing for tiny homes that are on a fixed foundation with two like comparables. If you’re looking to live like a minimalist and go off-grid, we can get you the financing you need.

  • Down payments as low as 3%
  • 620 minimum FICO score may be accepted
  • Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
  • Property must meet all applicable appraisal requirements
  • Must be two like comparable homes in order for the appraiser to determine value and establish marketability

Container Home Loans

At Cardinal Financial, we’re shipping you home. People all across the country are skipping traditional homes in favor of shipping containers. Why? These steel structures are tough and durable, environmentally friendly, and come with a predictable cost. It’s no wonder this housing trend is taking off.

  • Down payments as low as 3%
  • 620 minimum FICO score may be accepted
  • Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
  • Property must meet all applicable appraisal requirements
  • Must be two like comparable homes in order for the appraiser to determine value and establish marketability

Looking for a specific product not listed above? Give us a call and one of our loan officers will be happy to assist you.

Want to learn more?

Sign up for our newsletter and get relevant content straight to your inbox every month!

*By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership, may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you have previously registered on a corporate, state, or federal Do Not Call registry or that requested Cardinal Financial Company, Limited Partnership, not send marketing information to you by use of phone, email, or text message. You agree that Cardinal Financial Company, Limited Partnership, may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving automated calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership, products or services and you may choose to contact a loan officer by calling 1-855-561-4944.

  • For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247).
    Copyright © 2019 Cardinal Financial Company Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.