Jumbo Loan

For people seeking a high balance loan.

About Jumbo Loans

If the house of your dreams is located in a pricier neighborhood, you may find that a Conventional loan just isn’t enough. In this case, you likely need to think not just big, but jumbo! As in, a jumbo mortgage. 

A jumbo mortgage is a type of financing featuring a higher loan amount than the conforming loan limits set by the Federal Housing Finance Agency. Jumbo mortgages are perfect for buyers looking for luxury homes or those located in an area where housing is more expensive.

If you have a high credit score, low debt-to-income ratio, and a sizable down payment, a jumbo loan may be your best bet for securing that house you can’t stop dreaming about.

Why Go Jumbo?

A jumbo loan gives you more purchasing power. At Cardinal, we’re currently offering Jumbo loans for amounts between $548,251 and $1.5M. 

  • Competitive interest rates 
  • A minimum credit score of 700
  • Purchase or Refinance 
  • Fixed rates only

Looking for a specific product not listed above? Give us a call and one of our loan officers will be happy to assist you.

Want to learn more?

Submit your information below and one of our Loan Officers will contact you.