Construction Home Loans

Custom-built loans for custom-built homes. Handcrafted to fit your needs.

Construction Loans

At Cardinal Financial, we know a smooth loan process is crucial to any home construction. It’s a busy time with a lot of moving parts—that’s why we’re committed to fostering a seamless transaction. When tailored to your specific financial situation, our construction loans give you the chance to build and finance the home you’ve always dreamed of. We keep you, your builder, and your real estate agent completely in the loop with clear communication about where your loan is every step of the way.

  • Low credit scores accepted
  • Limited credit overlays
  • Low interest rates available
  • Favorable terms
  • Flexible loan options

Ask about our Jumbo One-Time Close option!

Renovation Loans

Don’t walk away from that fixer-upper. Make “It has potential” possible with one of our renovation loan programs. You could finance the home improvements and remodeling of your current home or purchase a distressed home that needs a little TLC. The possibilities are endless!

  • Low down payments and low rates
  • Fund thousands of dollars in repair costs
  • Flexible credit and underwriting requirements
  • Ideal for distressed properties, fixer-uppers, older homes, homes for disabled and/or elderly residents, home upgrades, and additions

Ask about our FHA 203(k) and FHA 203(b) Repair Escrow loan programs!

Looking for a specific product not listed above? Give us a call and one of our loan officers will be happy to assist you.

Want to learn more?

Sign up for our newsletter and get relevant content straight to your inbox every month!

*By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership, may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you have previously registered on a corporate, state, or federal Do Not Call registry or that requested Cardinal Financial Company, Limited Partnership, not send marketing information to you by use of phone, email, or text message. You agree that Cardinal Financial Company, Limited Partnership, may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving automated calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership, products or services and you may choose to contact a loan officer by calling 1-855-561-4944.

  • For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247).
    Copyright © 2019 Cardinal Financial Company Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.