Home is personal.

Financing it should be, too.

Personalized Solutions | Buy

Custom mortgage solutions.

Let’s build a loan that meets your needs.

Decades in the housing industry have taught us that every borrower’s situation is unique. That’s why we offer a suite of specialized mortgage solutions designed to help you finance the home that fits your lifestyle and goals. Whether you’re looking for a loan that embraces your side gig, financing for a downtown condo, or support for affordable homeownership, we’ve got a loan for you.

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Homeownership, minus the hurdles.

More savings. Less stress.

What’s better than buying your first home? Getting up to $6,500 to help you do it. The Cardinal Special Purpose Credit Program is here to make homeownership a little easier—and a lot more affordable. Because we think you deserve a place to call home, without breaking the bank.

Tailored programs for every buyer.

Attainable Housing

Our Attainable Housing program assists middle-income families who may be priced out of traditional homes, but whose income is too high to qualify for affordable housing initiatives. From modular homes to condos, you’ve got more options than you might think.
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Disaster Relief

In the aftermath of a disaster, you could qualify for 100% financing with no down payment required, helping you rebuild or purchase a new home. With less stringent credit requirements and extended eligibility, we’re here to support your recovery journey.
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Down Payment Assistance

We could all use a little help getting home. Our Down Payment Assistance programs assist with down payment and closing costs for families with low to moderate income. Programs may vary by state—our loan originators will make sure you’re aware of all the solutions available to you.
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One-Time Close

One-Time Close Loans streamline the process of building a home by combining land purchase and construction costs into a single mortgage. This means one set of closing costs and a simplified financing experience, so you can build your dream home with minimal stress.
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Special Purpose Credit

What’s better than buying your first home? Getting up to $6,500 to help you do it. The Cardinal Special Purpose Credit Program is here to make homeownership a little easier—and a lot more affordable. Because we think you deserve a place to call home, without breaking the bank.
Learn More

Start your personalized homeownership journey.