John Scuotto

Capobianco-DiBugnara Team

Producing Branch Manager | Retail

NMLS #19278

Apply Now

CALL ME

Office: 718.637.4124

Call or Text: 718.637.4124

Fax: 888.380.4110

EMAIL ME

[email protected]

LOCATION

4005 Victory Blvd,
Staten Island, NY 10314

Get Directions

Download Contact

About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

I have been helping families throughout the country purchase their dream home for the past 18 years. As a Producing Branch Manager at Cardinal Financial, I am able to exceed your expectations by delivering a very simple and efficient loan process.

Cardinal Financial is a Direct Lender but also has the capability of brokering loans for those that wish to explore various options. We work with all property types and have access to any product in the market (Conventional, FHA, VA, Rehab Loans, Commercial, Jumbo, Reverse and more!)

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.

First Name

Last Name

Phone

ZIP

I'm looking to

Purchase

Refinance

Did somebody refer you to Cardinal Financial?

Yes

Please type their name so we can put you in touch and/or give them credit.

What is the nature of your relationship? Select the option that best applies.

By submitting a request to be contacted, you authorize Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system, automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing your consent to receive such calls from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you. Message and data rates may apply. SMS delivery frequency may vary depending on the campaign. For more information please read our Privacy Policy and our Terms and Conditions. If you do not wish to consent, you may contact a Loan Originator by calling 855.561.4944.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Explore mortgage
options.

Find a Loan