What to expect.
Refinancing. It sounds hard, but it’s not too bad. Promise. Once you’ve received your quote, here’s a peek at what’s coming.
Say hello to an LO
One of our loan originators will be in touch to figure out what you’re looking for and determine what’s possible. Monthly savings? Cash-in-hand? You’ve got options.
Apply with ease
We treat refi applications with the same care and attention to detail as we do purchase, but you get to skip some steps—you already have a property. Congrats on the time back.
Close and pay
Once everything checks out and your loan adjustment locks, you get to pay less or plan some home upgrades or investments. It’s your house. Your budget. Your call.
Reasons to refinance.
There’s no place like home when you’re at peace with your monthly mortgage payments or have the cash to live the life you want. Here’s some of what’s possible with a refinance.
- Lower your monthly mortgage payments.
- Secure a better monthly rate.
- Pay off your mortgage sooner.
- Consolidate some of that credit, student, or other debt.*
- Get cash out of your equity to invest in home upgrades.
*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.
Which refi is right for you?
At Cardinal Financial, we know that every homeowner’s journey is unique. That’s why we offer a variety of refinance options to fit your lifestyle, needs, and budget.
Rate and Term Refinance
When you think of a traditional refinance, you’re probably thinking of a rate-and-term refi. This type of mortgage refinance can help you get lower rates, pay off your loan sooner with new terms, and more.
- Get a Free Rate Quote
- Meet with a Specialist to Explore Your Options
- Lock a New Rate, Save, & Breathe
Cash-Out Refinance
From the trip of a lifetime to financing your dream home renovations, the most memorable things in life are a lot easier to make real with extra cash on hand. A cash-out refinance can help.
Learn More “ When the market changes, so does your financial outlook. That’s why we’ve engineered our refinance process to be simple, clear, and flexible. That’s Mortgage Lending Done Right™.
Michael J. Royer
President, Cardinal Financial
See the savings.
A timely refinance can do wonders for your budget (and your savings account). See for yourself.
Need more info? Try another calculator.
Featured blogs.
The more you know, the better you’ll be equipped to take full advantage of a refinance. Happy reading.