FHA Loan

Need a mortgage with flexible financial requirements? Insured by the Federal Housing Administration, FHA loans are available to borrowers of all kinds, whether you’re buying a home or refinancing.

Reasons/Highlights

Down payments as low as 3.5%
Credit scores as low as 580 may be accepted
FHA to FHA streamline refis don’t require an appraisal
FHA-eligible down payment assistance programs allowed
Great for first-time home buyers

Government-backed. Flexibility-stacked.

Did you know: FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, they’re a solid path to homeownership for first-time buyers, streamline refi-ers, and anyone who just needs some flexibility.

Related home loans.

Great news. With an FHA loan, you've got options. Here's a look at what's possible.

FHA Purchase

Financing with room to grow.

Looking for low down payment and credit requirements? An FHA loan could be the right fit for your home purchase. Backed by the Federal Housing Administration, FHA loans are popular with first-time buyers and anyone growing their finances.

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FHA Refinance

The refi for your financial goals.

When you’re ready for a lower rate or want to leverage your home equity for cash out, it could be time for an FHA refi. No matter which loan type you’re refinancing from, an FHA refi can help you make the most of homeownership.

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FHA Rate Protect

Flexibility, meet stability.

Lock in your FHA home loan rate for up to 90 days with FHA Rate Protect. Enjoy the best of both worlds with the security of a guaranteed rate while you home search, plus the flexible credit and down payment requirements that FHA mortgages offer.

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