If your loan servicing was transferred to ServiceMac, LLC (on behalf of Cardinal Financial, Limited Partnership) in September, and you need assistance, please contact our Customer Service team at 855-416-8962. Thank you for your patience and understanding.

Buying a Condo

Buying a condo, or condominium, is a great alternative to detached single-family homes, especially if you’re feeling priced out of a house or want to live in proximity to a city. With a variety of condo loan products, we can help you find your community and get settled.

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Reasons/Highlights

  • Flexible loan options 
  • Favorable terms
  • Low interest rates available

Condo living. It’s a lifestyle.

Happy couple moving into a condo

Buying a condo is similar to buying a house, but there are some key differences to keep in mind. Condos are a form of community homeownership, and ownership costs include monthly mortgage payments, local taxes, insurance, and associated condo fees. Lucky for you, we take all of this into consideration when calculating your qualified loan amount and evaluating your property.

Related home loans.

Condos have their perks, but they aren’t for everyone. No worries. We’ve got more options.

FHA Loan

Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.

Conventional Loan

Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.

Rate Protect

Lock now, save later.

Rates change all the time in the mortgage world, but now, yours don’t have to. Rate Protect lets you lock in the rates you need for up to 90 days while you finalize your home search and get any remaining documentation in order.

Featured blogs

The mortgage world is constantly changing. Check out our latest blog posts to keep up and stay wise to the market.

Make this loan yours.