Attainable Housing Solutions

Discover the future of smart homeownership with today's off-site built homes, combining innovative design, superior building standards, and significant cost savings.

hero image

Reasons/Highlights

  • Lower monthly payments compared to traditional construction
  • Faster move-in timeline with factory-efficient construction
  • Energy-efficient designs reduce utility costs
  • More home for your budget in desirable locations
  • Flexible financing options with competitive rates
  • Lower down payment requirements possible

Fannie Mae MH Advantage™️

While other lenders have pulled out of the manufactured housing market, we’ve continued to offer a wide variety of financing options specifically designed for manufactured housing. Plus, our MH Advantage provides access to flexible underwriting standards and reduced pricing for manufactured homes meet specific construction, architectural design, and energy efficiency standards.

Reviews are our favorite kind of advertising.

Check out the latest from thousands of happy homeowners who trusted Cardinal Financial with their mortgage.

Read Reviews

Attainable Loans

Ready to get financed for an off-site built home? Here’s a look at what’s possible.

One-Time Close Loan

One-time close loans are an accessible, attractive option for new home construction because they allow you to bundle the purchase of the land and the labor into one mortgage loan instead of taking on two separate mortgages for each.

VA Loan

Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.

USDA Loan

Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.

Featured blogs

The mortgage world is constantly changing. Check out our latest blog posts to keep up and stay wise to the market.

Attainable Housing Hub

Discover everything you need to know about attainable housing in one place.