Refinance Calculator

This calculator can help you determine if refinancing is right for you. See your monthly and lifetime savings based on your current mortgage conditions. Compare the details of your current home with new rates, terms, and more to see how much you could save by refinancing.

  • Mortgage Calculator
  • Refinance Calculator
  • Amortization Calculator
Refinance Calculator

Refinancing Could Save You


Break Even months
  • Monthly Savings

  • New Monthly Payment

  • Costs

Current Monthly Payment:
New Monthly Payment:
Monthly Savings:
Lifetime Savings:

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*Costs could be closing fees such as appraisal fees (paid outside of closing), origination fees (if applicable), discount points (to buy rate down), attorney fees, tax stamps (if applicable), VA funding fees, and/or title fees.

The information and results provided by these calculators are for illustrative purposes only. These self-help tools are for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual and financial circumstances. We recommend you consult a financial advisor to discuss your home financing goals.

  • For licensing information, go to Cardinal Financial Company, Limited Partnership (NMLS ID 66247).
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