WhyCF Backup

TAKING THE MYSTERY OUT OF MORTGAGE LENDING

We make the complicated process of obtaining a home loan simpler.

Full Service

FULL-SERVICE

Our in-house staff takes care of your loan from application to closing. Dedicated and supportive, our Client Care team is readily available to answer questions and ease the anxiety that’s often associated with mortgages.

Focus

FOCUSED

Our game-changing advantage is our innovative proprietary technology, which drives the precision and speed of the process. We zero in on your needs and communicate clear expectations with transparency at every step of your loan.

Focus

FLEXIBLE

Our product portfolio is concentrated and versatile, offering several major products and personalization opportunity. We recognize that every borrower’s economic situation is different so we customize loans to meet those needs.

team3

GET TO KNOW US

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have hundreds of employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.

Our business is fueled by our passion for connecting people to the home of their dreams. A lot of lenders will tell you they’re the best, but at Cardinal Financial, we can prove it.

WHY DO BUSINESS WITH US?

With us, business is personal. You’re more than just a number.

House Rules

All of our loans are processed in house, making the process faster and more convenient than ever for you.

No Cookie Cutter Zone

We don’t try to fit you to a product. We work with you to find a product that works best for your financial situation.

The Impossible, Possible

Achieve homeownership even in less-than-ideal financial situations with our low down payment options.

We Won’t Pass You Around The Office

Unlike larger lenders, your loan is assigned to the same Loan Originator and Processor from start to finish.

We’ve Weathered Storms

Few companies have survived the changing market conditions, but we’ve continued to thrive for decades.

R-E-S-P-E-C-T

How we treat our customers is a direct reflection of our goal to help people achieve their dream of homeownership.

APPROVAL STATUS

We’ve earned the approval and respect of the industry.