![Stephen Baker](https://www.cardinalfinancial.com/wp-content/uploads/2023/09/Stephen-Baker_ORIG-300x450.jpg)
Stephen Baker
About me.
I am passionate about helping individuals and families achieve their homeownership dreams, I've dedicated my career to understanding the intricacies of the mortgage industry. With a commitment to excellence and a client-first approach, I strive to provide seamless, transparent, and personalized mortgage solutions.
At Cardinal Financial, I'm backed by a team of industry experts and cutting-edge technology, ensuring that every client receives the best possible service. Whether you're a first-time homebuyer, looking to refinance, exploring investment opportunities, or seeking construction and renovation loan options, I'm here to guide you every step of the way.
I'm excited to work with you so please don't hesitate to reach out and let's chat!
Loan process
overview.
![Document Click Icon](https://www.cardinalfinancial.com/wp-content/uploads/2022/03/icon-document-click.png)
Connect and apply.
![Padlock Icon](https://www.cardinalfinancial.com/wp-content/uploads/2022/03/icon-padlock.png)
Lock and close.
![Keys Icon](https://www.cardinalfinancial.com/wp-content/uploads/2022/03/icon-keys.png)