Why We Offer VA Loans

Active duty military and veterans: We salute you.

As an American company, we are proud to offer home financing to those who have served and are serving our country. The U.S. Department of Veterans Affairs (VA) and Cardinal Financial take pride in helping our country’s servicemembers, veterans, and eligible surviving spouses become homeowners, which is why we offer long-term home financing for these men and women. If this describes you, there’s no better mortgage product available to you than our VA loans.

Arguably, the biggest benefit of VA loans is the zero percent down payment. Yes, you read that correctly—zero percent. The fact that private mortgage insurance (PMI) is not required is also an alluring benefit to prospective borrowers, seeing as PMI is an extra fee that buyers generally forget to include in their monthly budget. With options in streamline, interest rate reduction, and cash-out refinance programs, VA loans are flexible and diverse. For those who currently have a VA loan, there is an option to streamline refinance with no appraisal and minimum documentation, compared to your average refinance process. And because the VA guarantees a portion of the loan, we are generally able to offer you more favorable terms.

At Cardinal Financial, we love to support and take care of our country’s servicemembers. That’s why we’re happy to offer VA loans for eligible borrowers. Interested? Give us a call and explore your options to see if the VA loan is right for you.