Steve Smither

The Richard Hartian Group

Loan Originator

NMLS #224681

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CALL ME

Office: 847.963.1000

Call or Text: 847.942.5151

Fax: 847.963.1000

EMAIL ME

[email protected]

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About me.

I was a teacher for 14 years. Now I use that experience to educate my clients in obtaining the right loan for them.
I believe in hard work, communication and doing what I say I will do. Through these and our detailed pre-approval system, I will make your home purchase as simple as can be.

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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