Find a loan originator.

We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.

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Click a loan originator to connect and get the process started.

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Crunch the numbers.

Your journey home or to a better rate shouldn’t come with any surprises. Take the guesswork out of the equation with our easy-to-use calculators.

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Mortgage

Calculator

For a breakdown of your estimated monthly mortgage payment.

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Refinance

Calculator

For comparing refi rates and your potential monthly mortgage savings.

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Affordability

Calculator

For setting a realistic budget for your next home purchase.

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Rent vs. Buy

Calculator

For comparing the financial realities of renting vs. owning.

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way. 

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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.